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Our Services

Advisory pathways built around people, businesses, and long-term outcomes.

Advisory pathways

Wealth management

Goal-based portfolios and disciplined reviews.

Life risk planning

Protect income, family, and long-term obligations.

Health & GAP cover

Close medical shortfalls with structured protection.

Short-term personal

Asset and household protection for everyday life.

Business advisory

Continuity and commercial risk strategy for businesses.

Priority review

Get a tailored advisory plan.

We align wealth, protection, and business continuity in one review.

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Netco RiskNetco Risk

Wealth management and risk advisory for individuals and businesses, built on independent guidance and long-term planning.

FSP no-40265

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TeamFrancois van Heerden
Francois van Heerden

Co-Founder, Advisor

Francois van Heerden

Co-founder and CFP with 34 years in holistic financial planning.

Credentials

CFP, ND Human Resources, NQ5

Experience

34+ years

Email Francois van HeerdenCall 082 806 8075

Profile

Built on trust and consistency

A snapshot of this advisor's role, experience, and how they support clients.

Bio

Francois co-founded Netco Risk and has 34 years of advisory experience. He helps clients connect personal goals to practical risk and wealth strategies that stay resilient over time.

Experience

34 years

Credential

CFP

Focus

Holistic planning

Contact

082 806 8075

francois@netcorisk.co.za

Support style

Clear guidance, practical recommendations, and responsive follow-through.

Approach

Strategic guidance, clear next steps

Every recommendation is grounded in clarity, compliance, and the real-world choices you face. We keep the path forward simple and actionable.

Start a conversation

Connect with an expert advisor.

If you need guidance on investments, protection, or long-term planning, we can help you take the next step with clarity.

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What to expect

A conversation focused on your goals and current priorities.
Clear guidance on the right advisor pathway or next review step.
Practical recommendations you can act on with confidence.